Yes, everyone knows what a credit card is. However, over time some of us seem to lose track and it becomes something we turn to when we don’t have enough money.
For instance, I have actually headed to expensive dinners or a drink with friends (which would have put my finances in the red for the month) knowing that I could always pay for it with my credit card. The result? It ends up becoming another credit facility that helps tide over periods when money is short.