You should have control over your money, not the other way around. But, let’s get real, bad financial decisions have happened to the best of us.
The good news is that being money smart is not a behemoth of a task. In fact, it just takes some self-control and good organisation. A good word of advice: Do not save what is left after spending, but spend what is left after saving!
Here are 10 simple-but-effective ways to help you pull in the reins on your finances: