The holidays are a wonderful time of year to spend time with family and friends. Many of us would like to shower these loved ones in gifts. But as you begin to shop around for your loved ones, it is important to make sure that you have a plan that won’t ruin your finances.
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Navigating the budgeting and shopping processes can be tricky for all of us, it’s true. To help, we highlight some strategies to help you optimise your shopping and gifting plans, and helpful holiday shopping hacks to get you the most bang for your buck: