It’s that time of the year again. The time of year when you ponder over the past year’s milestones and mistakes, and set yourself a new set of goals. You want to tick things off on your list. You are invigorated and energised to start the year on a positive note. You want your fitness and finance in top shape; the latter a crucial goal for Singaporeans. It’s a good call.
But here’s a news flash – one that we often tend to overlook when setting financial goals.
If you ate hawker food, saved more than 50% of your annual income, and took public transport to get around all year, you may still be far behind on achieving those goals. Why, you ask? Good question. In this article, I delve into my learnings and discoveries, and personal experience in managing money efficiently over the years.
So, let’s get started.