Wealth luck is very low; it’s easy for you to lose money, thus avoid making speculative investments. If you are in business, be extra careful with your budget and financial commitments. Where possible, do not lend your money to others. Beware of money scams too.

Wealth luck is superb for this year – your direct income will be strong and there will be good returns from your investments too. However, do not be too greedy and be sensible with your investment choices. Be aware of the possibility of being swindled, if you’re thinking of working with new partners.

Wealth luck is normal with not much improvements throughout the year. Watch your budget closely, avoid buying big ticket items and do not make any hasty investments without doing your homework. There may be some opportunities at the beginning of the year for some joint business ventures – use these opportunities wisely. 

Your wealth luck is very unstable and you should avoid taking risk with your investments. When in doubt, do not invest and do not speculate. Remember to keep your money for rainy days, as these small amounts of savings can help you resolve many issues in the future.

Wealth luck is very good and you can expect good returns from your investments. Your direct wealth is also stable and strong, while indirect wealth is still a little unstable. Watch your expenditure and short-term investments closely. 

Generally, you need to watch your budget and investments closely. Your wealth luck is poor, so don’t expect high returns from your investments and there will be unexpected expenditure in the middle of the year. When possible, do your homework and compare prices carefully before you buy any big-ticket items. 

Wealth luck is low, and there will be many occasions where unexpected expenditures will arise. Make sure you set aside some emergency cash for such expenditures. Investment wise, avoid risk as much as you can; you might even have to consider cutting losses in some cases. 

As long as you can make good use of your luck, you will be well rewarded with good returns from your investments. Be satisfied with small winnings – set realistic goals and let go of those investments when your goals are reached. Note that your expenditure level will be very demanding this year, so plan your spending properly.

There will be major expenditures this year, and most of your investments will not be able to perform. Perhaps you should stop investing until your luck returns – better wealth luck is indicated in the middle of the year. As far as possible, stick closely to your planned budget.  

You can diversify your investments, but make sure that you do your homework thoroughly before making any investment decisions. Returns will be good, but don’t let complacency spoil your results. Limit your alcohol intake, which can take a toll on your health and wealth.

Your income level may be unstable for this year. Do not quit your current job unless you have found another one. If your salary is commission-based, you will need to work much harder this year in order to hit your targets. Avoid speculative investments – you want to reduce your risks as much as possible.

Your financial health is very fragile this year. Any wrong move can result in poor cash flow for the year. You will need to plan your budget properly and stick to it. Do set aside some money for medical emergencies.