After hitting its peak in 2007, divorce rate in Singapore has been steadily declining. Interestingly, a huge driving force behind this trend was millennials. In contrast to older generations, younger couples have been getting divorced a lot less than they were in 2007. For example, divorce rate of males aged between 20 to 34 has declined by 20-30% from 2007 to 2017. It has also declined similarly for females in the same age group, though to a less extent for the youngest group in the 20-24 years of age.

In contrast, divorce rate has been rising for older couples. For instance, divorce rate for men aged 40 or above has increased by 13-20%, while the same for women aged between 40 and 49 has increased 24-38% between 2007 and 2017.

That younger couples are driving this change becomes even more evident when we consider the median age of divorcees and the duration of their marriages. On both accounts, people who are getting divorced have been skewing more heavily towards older couples who have been married for a longer period of time, and not the young newly weds who are having a sudden change of heart. But why are millennials divorcing less? We delve into a few potential factors below.

One of the reasons why millennials are divorcing less might be because they are taking more time to get married, as show in the chart below. In other words, millennials taking more time to get married could be helping them be more cautious and selective in picking their partners (and sometimes even cohabiting before marriage), ultimately leading to a more stable unions. On the flipside, it could also mean that they are able to have more stable marriages because they have more time to prepare themselves for it, financially, emotionally or in any other ways.

In some sense, this finding is consistent with other research findings that millennials commit less adulteries than older generations. According to the General Social Survey of the Institute for Family Studies, Americans older than 55 turned out to be about 30% more adulterous than American aged between 18 and 55, while the opposite was true before 2005.

While it may be that younger Singaporeans are indeed being more selective with their partners, divorce rate might be declining because more people are choosing to remain single, sometimes for good. For instance, single rate (proportion of singles among resident population) in Singapore has increased quite meaningfully in the past decade, especially for those under the age of 35.

We could read this two ways. First, it could mean that young people are increasingly viewing marriage as an option, something nice to do if one finds a suitable partner, instead of a necessary part of life. On the other hand, it could also mean that people who are less suitable for marriages are taking themselves out of the pool. Either way, that less millennials are getting married seems to be driving divorce rates down by reducing the number of marriages that could have been problematic.

Last on our list of potential reasons why millennials are divorcing less is the rising financial burdens of separation. First, weddings themselves have gotten very expensive, costing about S$40,000 on average. Rising cost of living and wedding means that millennials may need to wait longer to get married (as we explored above), and economic scale advantages of a married couple may produce additional incentive to stay together.

One big caveat of our findings is that millennials are still divorcing more than their parents. For example, divorce rate of those aged 45 or more, though rising, remain below 10 divorces per 1,000 married residents, at least 40% lower than that of millennials.

Still, that divorce rate for younger couples has declined so dramatically is indeed a positive sign. No matter how bad the marriage had been, resetting your life after separating from your spouse can bring a lot of upheavals in your life. Divorces can also be financially painful, with uncontested divorce costing about S$2,500 to contested ones costing about S$24,000 in Singapore. That more and more millennials are avoiding this emotionally and financially costly mistake sounds like a good reason to celebrate.

Text: Duckju Kang/ValueChampion

ValueChampion is a website which provides resources and advice for people looking to obtain loans, credit cards, insurance, or financial advice.

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