10 Easy Ways To Be Smart In Saving Your Money
You should have control over your money, not the other way around. But, let's get real, bad financial decisions have happened to the best of us.
The good news is that being money smart is not a behemoth of a task. In fact, it just takes some self-control and good organisation. A good word of advice: Do not save what is left after spending, but spend what is left after saving!
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Here are 10 simple-but-effective ways to help you pull in the reins on your finances:
As Isaac Newton stated, every action should have an equal and opposite reaction. If you buy a low-value item that isn't part of your budget, transfer the same amount to your savings. This will help you maintain a certain monetary balance and possibly dissuade you from buying small-but-unnecessary items which add up.
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Make some pointed changes to your habits and lifestyle. Little things like washing your clothes in cold water instead of hot, unplugging appliances when you're not using them, and even growing your own herbs and vegetables all add up and at the end, you save quite a bit of money.
It may be easier to save money if you don't feel like you are depriving yourself. So once in a while, spend on something frivolous that you can spend off your miscellaneous budget. Get yourself that new shade of lipstick or nail polish that you've been eyeing!