These days however, new players like Circles.Life, My Republic and Zero have entered the market to give consumers more options and flexibility when it comes to their telco plans.
Instead of bundling a phone and a data contract together, these telcos offer phone lines without contracts and with customisable functions. Seeing the popularity of such plans, older telcos too are beginning to offer such plans. If you’re looking to re-contract or are planning to switch telcos, we’ve broken down the best plans according to the different tiers:

READ MORE:
7 Incredible Game of Thrones Filming Locations You can Visit (Plus Budgeting Tips)
How To Reduce Your Income Tax In Singapore (Legally) And Make Someone’s Day
Thinking Of Getting A Divorce? Read These 5 Tips First To Keep Finances In Check
Value plans (~$20/month)
Circles.Life | M1 | Singtel | StarHub | Zero1 | |
---|---|---|---|---|---|
Plan | Flexi Plan | mySIM³ 20 | GOMO | S$25 SIM Only | 1GB to Unlimited |
Monthly Data | 1GB | 3GB (+12GB bonus data for 12 months) | 20GB | 5GB (+10GB bonus data for 12 months) | 1GB |
Talk Time | 30 mins | 100 mins | 200 mins | 100 mins | 200 mins |
SMS | 10 | 100 | 200 | 0 | 200 |
Monthly Add-ons |
|
|
|
|
|
Notes |
|
|
|
|
|
Price | S$0/month | S$20/month | S$20/month | S$25/month | S$9.90/month |
The cheapest deal here is obviously Circles.Life’s S$0 Flexi Plan. However, unless you’re a very low usage customer, you will probably have to top up for some additional services, and the add-on options are actually quite expensive. Additionally, it’s worth noting that incoming calls are not free on Circles.Life, so if people call you frequently (which includes anyone you don’t know, like telemarketers), you’ll quickly burn through your 30 mins of bundled talk time. Topping up for additional talk time is also quite expensive, at S$5 for just 30 mins more.
The overall best deal? Singtel’s new GOMO plan (GOMO stands for Get Out More Often), which gives you a massive 20GB data, and the most amount of talk time and SMSes for just S$20/month.
Basic Plans (~$30/month)
Circles.Life | M1 | Singtel | StarHub | MyRepublic | Zero1 | |
---|---|---|---|---|---|---|
Plan | Base Plan | mySIM³ 20 + 25GB data add-on | GOMO | S$25 SIM Only + 10GB data add-on | Smart 35 | 3GB to Unlimited |
Data | 20GB | 28GB (+12GB bonus data for 12 months) | 20GB | 15GB (+10GB bonus data for 12 months) | 9GB (+3GB for MyRepublic Broadband customers) | 3GB (+12GB for anyone who signs up in March) |
Talk Time | 100 mins | 100 mins | 200 mins | 100 mins | 1000 mins | 200 mins |
SMS | 25 | 100 | 200 | 0 | 1000 | 200 |
Monthly Add-ons |
|
|
|
|
|
|
Notes |
|
|
|
|
|
|
Price | S$28/month | S$25/month | S$20/month | S$35/month | S$35/month | S$29.99/month |
READ MORE: Did You Inherit These Toxic Money Habits From Your Parents?
The overall best deal here is once again Singtel’s new GOMO plan, which gives you a massive 20GB data, and a generous 200 minutes of talk time and 200 SMSes for just S$20/month. If 20GB data isn’t enough, you can top up an extra $10 for another 10GB data, 100 minutes talktime, and 100 SMSes.
If you want the most data, the best deal is M1’s mySIM³ 20 plan with a 25GB data add-on. This gives you a whopping 40GB all for just S$25/month.
Mid-Range Plans (~$50/month)
Circles.Life | M1 | MyRepublic | Singtel | StarHub | Zero1 | Zero Mobile | |
---|---|---|---|---|---|---|---|
Plan | Base Plan +Unlimited Data (capped at 20GB for 4G speeds add on) | mySIM³ 40 + 25GB data add-on | Mega 55 | GOMO + S$10 add-on (x2) | S$50 SIM Only | 9GB to Unlimited | Zero Xs Unlimited Data |
Data | 20GB (+20GB) | 35GB (+15GB bonus data for 12 months) | 18GB (+8GB for MyRepublic Broadband customers) | 40GB | 30GB (+10GB for bonus data for 12 month) | 9GB (+18GB for anyone who signs up in March) | Unlimited (managed speeds after 45GB usage) |
Talk Time | 100 mins | 100 mins | 1000 mins | 400 mins | 300 mins | 450 mins | 100 mins |
SMS | 25 | 100 | 1000 | 400 | 0 | 450 | 50 |
Monthly Add-ons |
|
|
|
|
|
None | None |
Notes |
|
|
|
|
|
|
|
Price |
S$48/month |
S$45/month |
S$55/month |
S$40/month |
S$50/month |
S$39.99/month |
S$49.95/month |
READ MORE: 14 Genius Ways To Save Money While On Holiday With Your Family
Once again, the best deal is Singtel’s new GOMO plan, which has a base price of S$20 and gives you 20GB data, 200 minutes, and 200 SMSes. But if you buy two S$10 add-ons, you get 40GB data, 400 minutes, and 400 SMSes, all for just S$40/month.
Alternatively, if you value data over minutes, you can consider StarHub’s S$25 SIM Only plan and add its S$20/month 50GB with worry-free data add-on. For this combo, you get 63GB data (3GB + 50GB + 10GB bonus) for S$45/month, though just 100 call minutes. StarHub’s 50GB worry-free data add-on lets you continue to use data for free even if you’ve burst your cap.
M1’s mySIM³ 40 with a 25GB data add-on package (S$5) also offers good value with 50GB total data for S$45/month and includes 100 SMS but only 100 minutes talk time.
High-End Plans
M1 | MyRepublic | StarHub | Zero Mobile | |
---|---|---|---|---|
Plan | mySIM³ 98 | Xtra 85 | S$80 SIM Only | Zero X Unlimited Everything |
Data | Unlimited | 30GB (+8GB for MyRepublic Broadband customers) | 60GB (+10GB bonus data for 12 months) | Unlimited (managed speeds after 45GB usage) |
Talk Time | Unlimited | 1000 mins | 500 mins | Unlimited |
SMS | Unlimited | 1000 | 0 | Unlimited |
Monthly Add-ons |
|
|
|
|
Notes |
|
|
|
|
Price | S$98/month | S$85/month | S$80/month | S$59.95/month |
The cheapest and best value deal in the high-end tier is Zero Mobile’s Zero X plan. For significantly less than all of the other plans, you get ‘unlimited data’, unlimited talk time, and unlimted SMS. The only two drawbacks are that Zero Mobile doesn’t offer any international roaming data add-ons and the managed data network speeds start after 45GB of data consumption.
For a more all-rounded plan with more data and from an established telco provider, StarHub’s new S$80 SIM Only plan has a lot going for it, even if you need to consider adding on extra talk time and SMS.
Note: Both Singtel and M1 offer other SIM-only plans with more generous data packages, however, they require a 12-month minimum contract period, and considering the current market climate, we do not recommend signing up for a contract right now. As such, we have not included them in this article. If you’re interested in seeing them for yourself, check out Singtel here and M1 here.
READ MORE:
8 Clever Ways To Drastically Reduce Your Monthly Household Spending
How Much Do You Really Save By Not Owning A Car In Singapore?
Here’s How You Can Maintain Your Air Conditioner And Save Money In Singapore
Text: James Lu & Vijay Anand, Hardware Zone
Photos: Unsplash